DC Chairs DCC/DLRC Meeting in Changlang

Staff Reporter:

Changlang, May 17, 2024: The District Consultative Committee (DCC) and District Level Review Committee (DLRC) meetings for the quarter ending March 2024 were held at the DC Conference Hall in Changlang on Friday. The meeting, convened by SBI's Lead Bank, was chaired by the Deputy Commissioner of Changlang, Shri Vishal Sah, IAS.

Key attendees included the District Development Manager (DDM) of NABARD; Shri Binod Kr. Yadav, Lead District Manager (LDM) of SBI; and managers from SBI, PNB, Axis, HDFC, ICICI, and Apex Bank. Representatives from the Indian Payment Postal Bank (IPPB), CCRMS, administrative officers, and heads of line departments were also present.

In his welcome address, DDM, NABARD emphasized the significance of the meeting as a crucial platform for banks and government agencies to collaborate on developmental initiatives. He highlighted the need to improve the district's Credit-Deposit (CD) ratio and enhance the Ground Level Credit (GLC) flow, particularly for agricultural and allied activities to create more livelihood opportunities.

DC, Shri Vishal Sah, IAS expressed concern over the low credit flow in the district. He advised bank managers not to delay loan proposals at the branch level and to promptly inform customers if their applications are rejected, including the reasons for rejection. He instructed the LDM to create a format for collecting data on loan proposals, sanctions, disbursements, and rejections, to be reported fortnightly. Emphasis was placed on state-sponsored schemes designed to create livelihoods with government subsidies.

DC also urged bank managers to prioritize opening student accounts, noting that many students missed out on government benefits last year due to non-opening of accounts. He mentioned specific schemes like Dulari Kanya and others that support rural populations, stressing the need for streamlined services and a hygienic environment in banks. He called for staff participation in maintaining cleanliness and warned of zero tolerance for poor service.

Shri Binod Kr. Yadav, LDM encouraged bankers to address incomplete forms quickly by contacting customers, emphasizing that only document-related issues should cause delays. He called for the support of all banks to improve credit flow in the district and to give due importance to social security schemes.